💰 Money & Benefits
Programs that put money in your pocket or pay for care directly. Find out what you qualify for and how to apply.
✓ Paid caregiver programs
✓ Tax credits & grants
✓ VA benefits
✓ Medicare savings
Most family caregivers spend $7,200 a year out of pocket on care — and most never find out about the programs that could have helped. This page lists every financial benefit available to caregivers. Start with the first article if you are not sure where to begin.
The 4 main ways family caregivers get paid — Medicaid programs, VA benefits, state programs, and structured family caregiving. Who qualifies and how much.
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Most caregivers miss thousands in tax breaks. Dependent care credits, medical expense deductions, FSA accounts, and 6 states with extra caregiver credits.
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Pays up to $2,883 a month to veterans and families who need help with daily care. Most eligible veterans never apply. Here is how to get it.
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What the income and asset limits are, what is exempt, legal ways to spend down, and what not to do. Includes the Community Spouse Resource Allowance.
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Medicaid checks 60 months of financial history. Giving money away could mean months of denied coverage. What is safe and the Caretaker Child Exception.
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National Family Caregiver Support Program vouchers, Medicaid HCBS respite, VA 30-day annual respite, and adult day programs that Medicaid covers.
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Typically $800–$2,400/month for caregivers of veterans with 70%+ service-connected disability. Includes health insurance and respite care.
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Long-term care insurance, VA Aid & Attendance, Medicaid transition, bridge loans, and life insurance settlements — in the order to try them.
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QMB, SLMB, QI programs explained. Extra Help for Part D. Millions qualify and never apply. 2026 income and asset limits for each program.
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NFCSP grants, disease-specific grants, home modification grants, USDA Section 504 up to $10,000.
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USDA Section 504, HUD Title I, state aging grants, and Medicaid HCBS waiver home modification benefits. Who qualifies and how to apply.
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SSDI vs SSI — plain-English difference. 2026 payment amounts. The $2,000 asset limit. 70% of first applications are denied — how to appeal.
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